First Name*
Last Name*
State*
Preferred Contact Number
Email Address*
Best Day to Contact
Specific Hours to Call
Total Unsecured Debt*
Total amount of unsecured debt must be $10,000 or more.
Comments
*Required
Sorry NO Car Loans or Mortgages

Our program is not available in the following states: CO, DE, FL, GA, HI, ID, KS, KY, ME, MS, NH, NJ, NC, ND, MI, RI, SC, SD, TN, UT, VT, WA, WV, WI, WY

 

About Us

ACA provides an honest and informative approach to helping you find the best solution for handling your credit card and other unsecured debt. Our goal is to provide our customers with an affordable program to get back on their feet financially and find a real solution for the strain and stress caused by debt.  

Those options include debt settlement, debt consolidation, debt crisis management, bankruptcy, etc.

Our highly trained and experienced debt consultants are able to provide you with in-depth information on the many options you have to live a debt free life. You can have one of our caring professionals who understands what you and your family are going through, consult with you right now on your specific situation, and get you the immediate help you need.

Through established relationships with creditors and financial institutions, we may be able to lower your debt through negotiation as much as 50% or more, and schedule an affordable monthly payment plan to pay off the debt on average within 2-3 years.

ACA is a member of The Association of Settlement Companies (TASC™), a leading industry supervisory body whose goals are to promote good practice in the debt settlement industry and to protect the interests of consumer debtors. 

Advocate Credit Assistance is not affiliated with your creditors, which means we work directly and 100% for you. We understand that you are making important decisions. At ACA, we address your concerns and to provide you the assurance and confidence that you seek from us. In order to build your confidence and trust, we offer a 30-day, no risk guarantee should you decide to work with us in lowering your debt. 

 








*If a client has five cards enrolled in the program, one may settle at 80%, one may settled at 100%, two cards may settle at 30% and the last one at 40%. The overall settlement percentage will range between 25 - 40%. Results cannot be guaranteed. Individual results may vary higher or lower than what we estimate; the important thing to realize is that you will still be paying less than what you would have paid in interest and fees if you had not joined our program.
**Min balance $500 per card

ACA is not a law firm, and does not provide legal advice. Please consult an attorney for legal questions.
ACA is not a credit repair organization, and we do not lend money to consumers.