First Name*
Last Name*
State*
Preferred Contact Number
Email Address*
Best Day to Contact
Specific Hours to Call
Total Unsecured Debt*
Total amount of unsecured debt must be $10,000 or more.
Comments
*Required
Sorry NO Car Loans or Mortgages

Our program is not available in the following states: CO, DE, FL, GA, HI, ID, KS, KY, ME, MS, NH, NJ, NC, ND, MI, RI, SC, SD, TN, UT, VT, WA, WV, WI, WY

 

Debt
Creditors
Interest
Enter the amount of debt, the number of creditors and the interest rate into the form at the left, and click CALCULATE DEBT OPTIONS then compare Our Solution in the chart below to see how much money you'll save!
 

Do Nothing**Credit*Consolidation

Our Solution
Total Unsecured Debt$20,000.00$20,000.00$20,000.00$20,000.00
Months To Pay Off360606030
Interest Rate18%11%11%0%
Extra Interest Paid$29,038.61$9,090.91$6,090.91$0.00
Monthly Payment$500.00$484.85$434.85$360.00
Your Total Cost$49,038.61$29,090.91$26,090.91$10,800.00
* Credit counseling plans typically require payment of a monthly administrative or service fee.
** Minimum payments are typically based on percentage of the outstanding balance as of statement cut off date. Assuming timely payment and no additional charges by the customer, minimum monthly payments will reduce over time as the outstanding balance decreases.















*If a client has five cards enrolled in the program, one may settle at 80%, one may settled at 100%, two cards may settle at 30% and the last one at 40%. The overall settlement percentage will range between 25 - 40%. Results cannot be guaranteed. Individual results may vary higher or lower than what we estimate; the important thing to realize is that you will still be paying less than what you would have paid in interest and fees if you had not joined our program.
**Min balance $500 per card

ACA is not a credit repair organization, and we do not lend money to consumers.